The Social Teacher

               Being a finance management student I always emphasis on saving and investment for th e future. Every body should learn how to save and invest money in a profitable way. I am learning it now but I think I would have learned it in my childhood. Now I am a strong believer that every child should know about saving and every parent should teach saving techniques to their child. If children will know the benefits of saving then they will start it in their early ages, which will be a great help in the future time. In my opinion the preteen years are a golden time to teach kids about saving for the future. They already know the value of money, having learned basic money concepts in school.                Following are some tips on how to teach kids about savings and investments – Explain to them that there are three things they can do with money: a. Spend b. Let it be in their wallets c. Save and let it grow.                  Now tell them that - It's good to spend for one

Recently a newspaper reported that a senior citizen sold his flat and deposited Rs27 lakh in a bank account held jointly by him and his son. Within a week, the son had withdrawn the entire amount without the father’s knowledge. When the father came to know about the withdrawal he was completely broken. This is not a single case. Now-a-days it has become a trend. Many a time we can get these types of news in the newspaper or from some other media. Some time it happenss with old father, sometime with old mother and sometime with any other old member of family. Why it happens? It is a big question. But just try to get the answer. There can be many reasons but I think lack of education and experience is the biggest reason behind it. A great percentage of our senior citizen population is illiterate. They can’t read the bank forms and other important documents. So it is very easy to get cheated by someone who is very close and know the processes. I think in the present time society need to

Some times ago I was reading a story, which I am sharing here with all of you. After you read this story count how many times could this have happened to you and if you have altered those aspects of your life that made you miss the opportunity. Here is the story - The Touchstone When the great library of Alexandria burned, the story goes, one book was saved. But it was not a valuable book; and so a poor man, who could read a little, bought it for a few coppers. The book wasn't very interesting, but between its pages there was something very interesting indeed. It was a thin strip of vellum on which was written the secret of the "Touchstone"! The Touchstone was a small pebble that could turn any common metal into pure gold. The writing explained that it was lying among thousands and thousands of other pebbles that looked exactly like it. But the secret was this: The real stone would feel warm, while ordinary pebbles are cold. So the man sold his few belongings, bought some

                  Some days ago I was chatting with my friend who lives in USA. We were discussing on the education system. I got to know lots of things about the US education system. When I compared the US education system with our Indian education system, then I realized that there are huge deficiencies in our education system.                   Let me share the US education system with all of you, which I got to know fro m my friend. In the US, the core curriculum consist of the English language and literature, one foreign language, mathematics, one social science subject and one elective subject in a year. They have wide options for choosing the elective subject ranging from world history to accountancy to computer programming. The US education system more emphasis on project works where students work in a group and present the group work in classroom. Not more than one science subject is offered in an academic year. Usually, biology is offered in

I was just thinking about our 21st. century. Being a future manager some questions pop-up in my mind - that what would be my job in the future? What should be the characteristics of a 21st. century leader? What kind of job a leader will have to perform? Etc. I’m trying to get the answer of these questions. So now let me share what I got from my research and analysis. To me leadership is all about creating a vision, vision of the future that you want to implement. Leadership is also about excite the people, motivate them, create a dream and finally ability to put all it together. We have seen the different kind of leaders’ like- Political leader, Social leader, Business leader etc. The 21st. century leader is going to be very different from the 20th.century. T he leaders of 20th. Century used to focus on command and control, but leader of the 21st. century will have to focus mainly on the collaboration, communication, co-operation, co-ordination. Because of the introduction of the inter

Let me start with a joke- A person went to a mechanic with his problematic car and he requested its trouble-shooting. The mechanic, after hearing the problem from the owner, thought for a moment, took a hammer and applied a soft stroke on the engine head of the car. On sensing a change in engine noise, the mechanic told the owner that the problem is rectified. Then he asked for a service charge of $10 from the owner. The owner was surprised on hearing the charge of $10 for a hammer stroke and expressed his resentment. The mechanic replied calmly, "Sir, I have not charged anything for the hammer stroke but charged for understanding where to strike, and behind this understanding is my expertise of 20 years". The Purpose of narrating the joke is that knowing the solution is always more important than its implementation and achievement of perfection depends on this knowledge. Experts use their life-long experiences to know a perfect solution for a problem, but that is not always

I am in Rajasthan for my Summer Internship Program. Here I have observed that almost every Small business enterprises have large turnout of their employees because most of the persons keep on trying to get employed by larger organizations for obvious benefits. In my company also the turnout rate of employees is high, so some days ego I was recruiting so me new employees for company. It is very difficult to understand the people and their behavior but it is also an essential thing in order to get effective results. Being in a hurry and fed up with large employee turnout, managers of small enterprises take-in as an employee whosoever comes their way without much of questioning, but afterward this proves very costly to the enterprise. I am sharing some of precautions which management should take care while recruiting a new employee. Take in matured persons: Matured persons are found to be more stable with their employers than younger generations. Such persons are, of c